Retirement Traps to Avoid Full Size Version Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.